Workers' Compensation Insurance Agency

Premier commercial brokerage providing statutory workers' compensation, specialized PEO brokerage, and high-risk payroll risk management for staffing agencies, solar installers, and commercial fleets nationwide.

Commercial Workers' Comp for Solar Contractors

Dedicated NCCI Class Code 3724 & 5551 risk underwriting, high-fall safety mitigation, and competitive premiums for commercial & residential photovoltaic installers nationwide.

Trucking & Fleet Transportation Workers' Comp

Multi-state statutory policies, Occupational Accident (Occ/Acc) options, and assigned-risk rescue for motor carriers, freight brokers, and regional fleet operations.

4.9 / 5.0 Rating Verified Commercial Clients on Google

Principal Underwriter: Fadi Faraj 20+ Years Commercial Risk Experience • Fontana, CA HQ

AM Best "A" Rated Carriers

Admitted & Surplus

Major commercial carriers

Prompt COI Issuance

Timely certificate delivery

Pay-As-You-Go Billing

0% down real-payroll reporting

50-State Access

Statutory brokerage network

3,143

Counties Covered

50

States Covered

2004

Principal Active Since

Prompt

COI Delivery

Redvo Insurance Solutions Commercial Workers Comp Brokerage

Nationwide Insurance Brokerage

Workers’ Comp Insurance Specialists Since Day One - Not a Sideline

Headquartered in Fontana, California, Redvo Insurance Solutions is a dedicated nationwide workers' compensation insurance agency built with a singular focus: securing competitive, statutory coverage for the high-risk and hard-to-place commercial businesses that standard direct carriers decline. Whether your company needs specialized workers' comp for staffing agencies, commercial solar installer workers' compensation, or multi-state trucking workers' comp insurance, our underwriting team matches your payroll and class codes directly with A.M. Best "A"-rated carriers.

With over 20 years of commercial risk experience and active licensing across all 50 states, we eliminate underwriting bottlenecks through 1-to-4 hour Certificate of Insurance (COI) turnaround, Pay-As-You-Go payroll reporting, and zero upfront deposit programs that keep your working capital intact.

Meet the Redvo Team

Specialized Commercial Risk Programs

Targeted Workers' Compensation Programs for High-Risk Industries

Nationwide statutory underwriting, automated Pay-As-You-Go payroll reporting, and prompt certificate delivery across all 50 states.

Workers' Compensation for Staffing Agencies

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Commercial Solar Installer Workers' Comp

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Trucking & Fleet Transportation Workers' Comp

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Workers' Compensation Insurance for PEO

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Temporary Staffing Agencies Workers' Comp

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Non-Renewed & High E-Mod Workers' Comp

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Statutory Risk Protection

What Does Statutory Workers' Compensation Insurance Cover?

Commercial workers' compensation insurance protects both your enterprise and your workforce against on-the-job injuries, occupational diseases, and employer liability lawsuits. Every policy we underwrite provides mandatory Part 1 statutory benefits and comprehensive Part 2 Employer's Liability:

Medical Expenses:

It covers the costs of doctor visits, surgeries, medications, and rehabilitation services.
Wage Replacement:

If an injury prevents an employee from working, it can provide a portion of their lost income while they are healing.
Disability Benefits:

For more serious injuries that cause temporary or permanent disability, the policy can provide financial support.
Death Benefits:

In the tragic event that an employee dies from a work-related injury, the policy provides benefits to their dependents.

Construction

Contractors

Agencies

Trucking

Roofers

Manufacturing

Solar Installers

Agriculture & Specialty

Boutique Underwriting & Direct Broker Access for High-Risk Employers

Securing statutory commercial workers' compensation for specialized industries requires direct underwriting expertise. Led by principal broker Fadi Faraj with 20+ years of dedicated underwriting experience, Redvo Insurance Solutions connects staffing agencies, solar installers, trucking fleets, and distressed enterprises directly with A.M. Best "A"-rated carriers and flexible Pay-As-You-Go models across all 50 states.

Don't let policy non-renewals, high E-Mod spikes, or standard carrier declines stall your business. Request a competitive workers' comp proposal today and secure certified proof of insurance that keeps your operations moving forward.

Market Benchmark & Underwriting Advantage

Why Staffing & Commercial Employers Choose Redvo Over Traditional Carriers & Rigid PEOs

Standard insurance carriers routinely deny temporary staffing and high-hazard accounts, while rigid PEO agreements force agencies to forfeit their corporate autonomy. Redvo Insurance Solutions delivers dedicated, standalone workers' compensation programs tailored for fast-growth placement firms.

Underwriting & Coverage Feature	Redvo Insurance Solutions	Standard Direct Carriers	Rigid PEO Arrangements
Initial Deposit / Upfront Capital	0% Down / Low Initial Deposit	Requires 15% – 25% Upfront	Bundled into Admin & Setup Fees
Premium Billing Model	Pay-As-You-Go Real Payroll Reporting	Estimated Payroll with Year-End Audits	Locked Monthly Administration Surcharges
Certificate of Insurance (COI) Turnaround	Rapid / Automated Binding Delivery	3 to 7 Business Days Typical	Subject to PEO Master Policy Protocols
High Experience Modification (E-Mod > 1.0)	Active Rescue & Assigned Risk Alternatives	Automatic Non-Renewal or Denial	Rejected from Master Policy Pool
Corporate Autonomy & Federal Tax EIN	100% Retained by Employer	Retained	Surrendered Under Co-Employment EIN
50-State Multi-Jurisdiction Support	Full 50 States + Monopolistic Stop-Gap	Limited to Specific State Filings	Varies by Regional License Status

High-Frequency Staffing & Trade Risk Classifications We Quote Daily

We optimize your classification code schedule to prevent clerical staff from being improperly billed under light industrial rates.

Code 8810: Clerical & Remote Staff Code 8017: Retail & Merchandising Code 9014: Janitorial & Building Cleaners Code 9102: Facility Maintenance & Grounds Code 7219: Trucking & Local Freight Code 3724: Solar PV & Electrical Array Code 5403: Carpentry & Construction Trades

Direct Broker Line (800) 411-0733 Fast Underwriting • Zero Automated Trees

Nationwide Regulatory Jurisdiction

Licensed Commercial Coverage Across All 50 US States

Whether your operations are governed by NCCI rules, independent state rating bureaus (WCIRB in California, NYCIRB in New York, PCRB in Pennsylvania), or monopolistic state funds (Ohio BWC, Washington L&I, North Dakota, Wyoming) requiring private Stop-Gap Employer's Liability, Redvo Insurance Solutions provides instant multi-state certificates and payroll integration:

Alabama

Alaska

Arizona

Arkansas

California

Colorado

Connecticut

Delaware

Florida

Georgia

Hawaii

Idaho

Illinois

Indiana

Iowa

Kansas

Kentucky

Louisiana

Maine

Maryland

Massachusetts

Michigan

Minnesota

Mississippi

Missouri

Montana

Nebraska

Nevada

New Hampshire

New Jersey

New Mexico

New York

North Carolina

North Dakota

Ohio

Oklahoma

Oregon

Pennsylvania

Rhode Island

South Carolina

South Dakota

Tennessee

Texas

Utah

Vermont

Virginia

Washington

West Virginia

Wisconsin

Wyoming

Explore 50-State Network & Regional Jurisdictions »

Workers' Compensation Claims Management & Return-to-Work Process

Managing injury claims promptly is essential to protecting your Experience Modification Rating (E-Mod) and controlling long-term insurance costs. Here is our structured, carrier-integrated claims resolution protocol:

Report the Injury

The employee tells their supervisor about the injury as soon as possible. This is the first step to getting help.
Seek Medical Care

The employee gets the medical attention they need. The insurance covers the costs of their treatment.
File the Claim:

The business reports the injury to the insurance company. This starts the formal claim process.
Receive Benefits:

Once the claim is approved, the employee starts receiving their benefits. This includes coverage for medical bills and wage replacement.
Return to Work:

The goal is always to help the employee recover and return to their job safely. Many plans include support for a smooth transition back to work.

Get In Touch

Request an Insurance Quote

Direct underwriting access for staffing agencies, solar contractors & trucking fleets across all 50 states. Fast bindable proposals within 24 hours.

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Commercial Insurance Knowledge Base

Frequently Asked Questions About Workers' Comp

01. What is Workers' Compensation Insurance and who is legally required to carry it?

Workers' compensation insurance is a mandatory commercial insurance policy that covers medical treatment, wage replacement, disability benefits, and vocational rehabilitation for employees injured on the job. In nearly all 50 states, any business with one or more employees is statutory required to carry active coverage. Failure to carry coverage exposes business owners to stop-work orders, steep state regulatory fines, and direct personal liability for workplace injuries.

02. How does Workers' Comp work for Staffing Agencies & Temporary Placement firms?

Staffing agencies require specialized workers' compensation programs because temporary employees are placed across varying client job sites and risk classifications (e.g., clerical, light industrial, manufacturing, hospitality). Redvo Insurance Solutions underwrites staffing accounts with split-class code reporting, low down payment options, and automated multi-state certificate generation to keep placement operations running smoothly.

03. How does Pay-As-You-Go Workers' Compensation work with 0% down payment?

With Pay-As-You-Go workers' compensation, premiums are calculated in real time based on actual payroll run during each pay period rather than rough annual estimations. This eliminates massive 15% to 25% upfront carrier deposits, prevents painful year-end audit surprises, and frees up crucial cash flow for operating and expanding your business.

04. How quickly can Redvo Insurance Solutions issue a Certificate of Insurance (COI)?

Once an underwriting bind order is approved, our automated certificate desk delivers Certificates of Insurance (COIs) with custom additional insured and waiver of subrogation endorsements in a prompt timeframe, ensuring you meet client contracts without placement delays.

05. Can I get coverage if my business has an elevated E-Mod or was Non-Renewed?

Yes. Standard direct carriers frequently issue non-renewal notices for businesses with high Experience Modification (E-Mod > 1.0) ratings or frequent past claims. Redvo specializes in assigned-risk rescue and high-hazard underwriting, helping troubled staffing, solar, and trucking companies secure compliant coverage with proactive safety credits.

06. What specific NCCI classification codes and high-risk industries do you underwrite?

We routinely write high-risk and specialized trades including temporary placement (Code 8810, 8017, 9014), photovoltaic solar array installation (Code 3724 & 5551), commercial trucking & freight (Code 7219), construction trades, roofing, healthcare staffing, and light manufacturing.

07. Do you provide multi-state statutory Workers' Comp coverage across all 50 states?

Yes. We are licensed in all 50 states and provide multi-jurisdiction coverage across NCCI states, independent state bureau jurisdictions (California WCIRB, New York NYCIRB, Pennsylvania PCRB), and monopolistic state funds (Ohio, Washington, North Dakota, Wyoming) via private Stop-Gap Employer's Liability riders.

08. How do I request an instant Workers' Compensation quote?

You can submit our quick quote form online or call our direct brokerage line at (800) 411-0733. Simply have your estimated payroll by classification code, 3 to 5-year loss runs (if currently insured), and Federal EIN ready. Our underwriters typically produce competitive quotes within 24 to 48 hours.

Knowledge Base & Statutory Insights

Latest Commercial Insurance News & Statutory Guides

Stay ahead of state rating bureau changes, co-employment labor laws, and risk management strategies written by our licensed commercial underwriters: